If the information is not present or incorrect, talk to a representative of the issuing bank. If you did not receive deposit slips when opening your account, contact the bank where you have the account. Many banks offer unnumbered deposit slips in their lobbies (in which case you will have to fill in your account number manually).
If you’re depositing checks along with cash, you can write the totals of your checks on the subsequent lines.
Count the checks and go in some order, for example, ascending or descending order. , so that you can make sure your balance equals the balance on the deposit slip. You have to write the check numbers on the deposit slip. Some check numbers are very long. So you can put the last four digits of the check number and then the check amount. Be careful when you do the math.
The specific process by which you can deposit a money order vary depending on the online bank you use. Generally, you can scan or take a photo of the money order, then send the image to your online bank. In some cases, you might need to mail the money order to the bank. Check your online bank’s policy regarding money orders before you get a money order.
Generally, however, you’ll have to set up an account online with your traditional bank, then select an “electronic funds transfer” or some similar formulation. You will then be prompted to provide the routing number for the online bank you wish to transfer the funds to. If you exclusively use an online bank, open a bank account at a local bank. Look for one with the lowest monthly fees.
Requirements for using wire transfer services vary from bank to bank. Depositing cash in your online bank via wire transfer may result in a brief hold time before the money is available. There are often fees involved in using a wire transfer service. Ask about these fees before depositing cash using a wire transfer. If you exclusively use an online bank, the only way to move cash from the physical bank to your online bank is to open an account with a traditional bank. Look for one with the lowest monthly fees.
The process by which you deposit cash onto the card depends on the terms of the card. Some cards allow customers to deposit cash at the checkout register of certain big box stores. Cards that were obtained at banks usually require you to add more money to the card at the issuing bank. Before purchasing a reloadable prepaid debit card, ask the issuer how to deposit cash onto the card. If you find the process too difficult, consider another option for depositing cash. Reloadable prepaid debit cards are available online, at big box stores, and at many banks.
Find a bank with access to a large ATM network. To find an online bank with a large ATM network, contact several banks and ask the bank representative, “Do you offer access to a large ATM network?” If the answer is “No,” look for another way to deposit your cash. Most online banks do not accept cash deposits via ATM. Cash deposited through an ATM might be put on hold for several days.
